Bravo Zulu to Chris Montz, my mortgage loan officer with Benchmark Mortgage. I recently moved from Hawaii to Alabama and purchased a home using my VA Loan. Chris was always available to answer my questions over the phone while I was still in Hawaii concerning my new home purchase. Chris was calm, cool, and collective and was able to secure a good interest rate for me during the home loan process and complete the process ahead of schedule. Because of his diligent efforts, the entire home buying process was accomplished with no stress. If you are a Veteran or Retired Military like me, I would highly recommend Chris Montz to get your VA Loan because he is an expert mortgage loan officer.